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Refi Calculators
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How much can we save you with a refi?
1. Annual Percentage Rate (APR) accurate as of 1/14/20. APR based on Personal Unsecured Loan of $15,000 equating to 60 payments of $19.42 per $1,000. APR reflects 0.10% discount with automatic funds transfer from a St. Mary's Bank checking account. Minimum loan amount $1,000, maximum loan amount $15,000, maximum term 60 months. APR is based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. Only available within the state of New Hampshire. $50 application fee is waived with automatic funds transfer from a St. Mary's Bank checking account. Rates subject to change and will depend on specific characteristics of your loan transaction and credit profile.
2. Annual Percentage Rate (APR) accurate as of 1/14/20. Lowest available APR for model years 2018-2020, up to 63 months. APR reflects 0.10% discount with Automatic Funds Transfer (AFT) from a St. Mary’s Bank checking account; a 0.25% discount when the loan amount is 80% or less of the MSRP (new auto loans) or 80% or less of the NADA Retail Value (used auto loans), and vehicle with 100,000 miles or fewer. APR for vehicles with 100,001 miles or more will be increased by 1.00%. APR based on $10,000 financed, except for 72- to 75-month term auto, which is based on the $15,000 minimum loan amount, and 76- to 84-month term, which is based on the $25,000 minimum loan amount. $50 application fee waived with AFT from a St. Mary’s Bank checking account. Actual rate may vary based on creditworthiness, age of vehicle and terms of the loan. We use risk-based pricing to determine the interest rate and/or term. Rates subject to change without notice. Other rates and terms available.
3. Annual Percentage Rate (APR) accurate as of 1/14/20. After the introductory billing cycles, the APR for purchases and balance transfers will be a variable 11.45% APR to 20.45% APR, based on your credit worthiness. Rates subject to change and will depend on specific characteristics of your loan transaction and credit profile.
4. SNAP Mortgage Refinance available for residential 1-4 unit dwellings, including modular homes, new construction with certificate of occupancy, and warrantable and non-warrantable condominiums in New Hampshire (Co-ops, non-owner occupied/investment property, seasonal homes, manufactured homes, and modular homes located in a park or Co-op not eligible). Minimum loan amount $75,000, maximum loan amount $600,000. Rates will depend on specific characteristics of loan transaction and credit profile up to closing date. For properties in Maine and Massachusetts please contact a Mortgage Specialist.
Take advantage of today’s low rates without losing time to the traditional refinancing process. Be mortgage-free faster or access the equity in your home. Learn more >
Use our loan calculators to see if you can save money.