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Refi Calculators
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Call us at 1-888-786-2791 to find out.
How much can we save you with a refi?
1. Rate offer available January 7 through February 28, 2022. Rates subject to change without notice. Annual Percentage Rate (APR) accurate as of 1/7/22. APR based on Personal Unsecured Loan of $5,000 equating to 60 payments of $19.28 per $1,000. APR reflects 0.10% discount with automatic funds transfer from a St. Mary's Bank checking account. Minimum loan amount $1,000, maximum loan amount $15,000, maximum term 60 months. APR is based on evaluation of applicant's credit, and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. $50 application fee is waived with automatic funds transfer from a St. Mary's Bank checking account.
2. Annual Percentage Rate (APR) accurate as of 1/7/22. Lowest available APR for model years 2020-2022, up to a 36-month term. APR based on $10,000 financed with 36 monthly payment of $28.64 per thousand. APR reflects 0.10% discount with Automatic Funds Transfer (AFT) from a St. Mary’s Bank checking account; a 0.25% discount when the loan amount is 80% or less of the MSRP (new auto loans) or 80% or less of the NADA Retail Value (used auto loans), and vehicle with 100,000 miles or fewer. APR for vehicles with 100,001 miles or more will be increased by 1.00%. $50 application fee waived with AFT from a St. Mary’s Bank checking account. We use risk-based pricing to determine the interest rate and/or term. APR and term are based on evaluation of applicant’s credit and the actual rate may vary. Rates subject to change without notice. Other rates and terms available.
3. Annual Percentage Rate (APR) accurate as of 1/7/22. Rates subject to change and will depend on specific characteristics of your loan transaction and credit profile. After the introductory billing cycles, the APR for purchases and balance transfers will be a variable 9.95% APR to 18.95% APR, based on your credit worthiness. Balance Transfer Fee is $10 or 3.00% of the amount of each balance transfer, whichever is greater.
4. SNAP Mortgage Refinance available for residential 1-4 unit dwellings, including modular homes, new construction with certificate of occupancy, and warrantable and non-warrantable condominiums in New Hampshire (Co-ops, non-owner occupied/investment property, seasonal homes, manufactured homes, and modular homes located in a park or Co-op not eligible). Minimum loan amount $75,000, maximum loan amount $600,000. Rates will depend on specific characteristics of loan transaction and credit profile up to closing date. For properties in Maine and Massachusetts please contact a Mortgage Specialist.
Take advantage of today’s low rates without losing time to the traditional refinancing process. Be mortgage-free faster or access the equity in your home. Learn more >
Use our loan calculators to see if you can save money.
Find out about your refinance options
Call us at 1-888-786-2791, or schedule an appointment,