If you’re buying a car, we invite you to take advantage of our competitive auto financing rates and online resources.

NEW & USED 
AUTO LOANS

Apply now

5.64

Rates as low as

%

APR*

*Annual Percentage Rate (APR) accurate as of 12/27/24. Lowest available APR for model years 2023-2025, up to a 63-month term. APR based on $10,000 financed with 63 monthly payments of $18.38 per thousand. APR reflects 0.10% discount with Automatic Funds Transfer (AFT) from a St. Mary’s Bank checking account; a 0.25% discount when the loan amount is 80% or less of the MSRP (new auto loans) or 80% or less of the NADA Retail Value (used auto loans), and vehicle with 100,000 miles or fewer. APR for vehicles with 100,001 miles or more will be increased by 1.00%. $50 application fee waived with AFT from a St. Mary’s Bank checking account. APR is based on evaluation of applicant’s credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term.

Other rates and terms available.

Call 1-888-786-2791 with questions. 

© 2025 St. Mary’s Bank - 200 McGregor Street Manchester, NH 03102.  All rights reserved. St. Mary’s Bank is a member-owned credit union. Membership opened with purchase of one share of capital stock for $5. Federally Insured by NCUA.


Rates as low as 5.64% APR* 

New, used or refi auto loans.  |  Flexible terms. 
Easy online application - get an answer in 60 seconds!

DRAW WHAT YOU NEED, LOCK IN YOUR RATE.

$50 with Auto Loan1

Close a new or refinanced auto loan with us directly and get $50 at closing.

  • Complete your loan application by November 30, 2020
  • Apply now with offer code GO50

NEW & USED AUTO LOANS

$50 with Auto Loan1

Close a new or refinanced auto loan with us directly and get $50 at closing.

  • Complete your loan application by November 30, 2020
  • Apply now with offer code GO50

DRAW WHAT YOU NEED, 
LOCK IN YOUR RATE.

Apply Now

Ready to take advantage of our competitive auto financing rates?

APPLY NOW

Important details 
about rates and terms

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save in interest

Learn what GAP insurance is and if you need it

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Refinancing optionsGAP insurance

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St. Mary's Bank

You can get a rate discount on your new auto loan by setting up an Automatic Funds Transfer from your St. Mary's Bank Checking Account. 

Did you know?

Protect yourself with GAP Plus

Refinance Calculator

Time to refinance? 

Use this calculator to determine how much interest refinancing can save you, and the number of months to break even on closing costs with your reduced monthly payment. 

BANK WITH THE NATION’S FIRST CREDIT UNION

In 1908, St. Mary’s Bank opened its doors in Manchester, New Hampshire, becoming the first credit union in the nation. Over a century later, St. Mary’s Bank honors the past while continuously moving the credit union forward with innovative products and services. 

Discover the St. Mary’s Bank difference today.

HUDSON • LONDONDERRY • MANCHESTER • MILFORD • NASHUA  PORTSMOUTH  NORTH HAMPTON • CONCORD (Summer 2025)

Voted Best Credit Union  

-New Hampshire Business Review BOB Award 


Best of the 603, Credit Union

-Manchester Radio Group 


A Best Company to Work For

-Business NH Magazine 


Best Community Bank 

-Derry News 


Gold Level Lender 

- New Hampshire Housing 


Top NH Lender 

-The Warren Group